<![CDATA[ ONLINE BANKING
*********************
Students in project group :Prashant email: prashank@iitk.ac.in
Prashant kumar email: prashkr@iitk.ac.in
TUTOR Mr. Harish Karnick
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Motivation :Sites of certain online banks helped us to organise our ideas and
various other minute but important and helpful details.
TEST DATA : Home page of our project will describe various facilities offered
by the bank such as terms and conditions of bank, kinds of account,
a link for opening the account for new customers and account overview
for existing customers.It will have a link to enable everybody to
make complains or suggestions .
DEMONSTRATION:
1.First input required will be customer's name and password if it is
invalid then access won't be provided to the user for further operations .
2. If customer provides the correct password then he will have access to further options,
which will depend upon the kind of account he has .Function common to all account will be
withdrawl and submission of money.In case of withdrawl ,computer will check if after deducting
that amount,balance should be equal to or greater than min. required else withdrawl of money will
be refused.In all kinds of input we'll check that it is of correct type.e.g.
ENTER NAME :prashant //user enters his name
ENTER PASSWORD:**********//incorrect password typed
RESULT :Incorrect password
OPTIONS :
1.RETRY
2.QUIT
ENTERED RETRY
ENTER PASSWORD:******** //user enters his password
//if entries are correct then the system moves to next page
OPTIONS
-------
1 SHOW ACCOUNT
2 WITTHDRAWL
3 TRANSFER
4 DEPOSIT
5LOAN
6.CONTACT US??EMAIL
7 SERVICES AND INFORMATION
8 GOTO PREVIOUS PAGE
1 SHOW ACCOUNT :shows balance
--------------!--------------!--------------!--------------!-------------!---------- | BACK |
ACCOUNT NO. | CURRENT BALANCE(Rs) | AS OF |
-----------------------------------------------------------------------------------
4567867 4335467 10-11-2002
=====================================================================================
2.WITHDRAWL :gives options for withdrawl
-------------!---------------!--------------!---------------!-------------!---------- | BACK |
ENTER NAME :prashant //user enters his name
ENTER PASSWORD:******** //user enters his password
//if entries are correct then the system moves to next page
-------------------------------------------------------------------------------------
CURRENT BALANCE:Rs 4335467 | BACK |
ENTER AMOUNT TO BE WITHDRAWN:Rs 35467 | RESET |
|OK| | SHOW ACCOUNT |
=====================================================================================
3.TRANSFER : transfers money from one account to other
-------------!---------------!--------------!---------------!-------------!---------- | BACK |
ENTER NAME :prashant //user enters his name
ENTER PASSWORD:******** //user enters his password
//if entries are correct then the system moves to next page
-------------------------------------------------------------------------------------
FROM: 4567867 //automatically generated users account no.
TO: 4578901 //receiving account no.
AMOUNT:Rs 50000 | RESET |
|OK| | BACK |
=====================================================================================
4.DEPOSIT : deposits money in users account
-------------!---------------!--------------!---------------!-------------!---------- | BACK |
ENTER NAME :prashant //user enters his name
ENTER PASSWORD:******** //user enters his password
//if entries are correct then the system moves to next page
-------------------------------------------------------------------------------------
CURRENT BALANCE:Rs 4335467 | BACK |
ENTER AMOUNT TO DEPOSIT:Rs 35467 | RESET |
|OK| | SHOW ACCOUNT |
=====================================================================================
5.LOAN :concerns with loan affairs.It links user to loans section of Services & Information
-------------!---------------!--------------!---------------!-------------!----------- | BACK |
=====================================================================================
6.CONTACT US : displays our IDs so that user can contect us for complains,suggestions etc.
-------------!---------------!--------------!---------------!-------------!----------- | BACK |
CONTACT PERSONS:1.prashank@iitk.ac.in
2.prashkr@iitk.ac.in
=====================================================================================
7.SERVICES & INFORMATION
a.ACCOUNT WITH CHEQUE BOOK
--------------------------------------------------------------------
Minimum Deposit |
to open account |Rs.1000
|
---------------------------------------------------------------------
Maximum no of cheques allowed |
per month |30
|
----------------------------------------------------------------------
b.SAVING BANK ACCOUNT
----------------------------------------------------------------------
Minimum Deposit |
to open account |Rs.500
|
---------------------------------------------------------------------
Maximum no withdrawls allowed |
per month | 6
|
----------------------------------------------------------------------
c. LOANS
Once the loan is established, you can withdraw or
issue checks any time you wish, without having to contact the Bank.
a>GENERAL LOANS
Maximum Loan Amount:
Rs 400,000.
Maximum Term:
15 years.
Payment:
Payable monthly.
Interest:
rate 15 % per annum
b>EDUCATIONAL LOANS
Maximum Loan Amount:
Rs 600,000.
Maximum Term:
15 years.
Payment:
Payable monthly just after getting the job or 1 year after the end of course whichever is earlier.
Interest:
rate 11 % per annum
Application fee: No fee
*Other conditions may apply. Application subject to approval by the bank.
REFERENCES: pnb.com
pcbank.com
]]>